Phoenix, Arizona, Debt Collection Protection Lawyers
If you are struggling with debt it is important to know your rights. The Fair Debt Collection Practices Act protects consumers from the unscrupulous practices of abusive and misleading debt collectors. An experienced debt collection protection lawyer can help you determine if this act can help you.
Have you been victimized by the illegal practices of debt collectors? If you need debt collection protection, contact the Phoenix, Arizona, law firm of Platt & Westby, P.C. today to arrange a free initial consultation.
The Fair Debt Collection Practices Act is a very effective law for protecting consumers. It calls for "strict liability" which means that if a debt collector violates the act in any way, their intent is irrelevant. When enforced properly, the act takes a bite out of their bottom line by fining them up to $1,000 for each violation.
Put an End to Creditor Harassment
If you are being harassed by debt collectors, the Fair Debt Collection Practice Act could put an end to it. The act places a number of restrictions and responsibilities on debt collectors including:
- They must attempt to educate you about the collections process
- They cannot call your home repeatedly or after certain hours
- They must warn you that they are using your information for debt collection
- They cannot call your place of employment
- They cannot call your neighbors
Unfortunately, the act only applies to third party debt collectors. Our experienced debt collection protection attorneys have a thorough understanding of the act and can help you determine if your situation is covered.
To schedule a free initial consultation, call 623.239.4422 or send an e-mail now.
