Phoenix, Arizona, Home Foreclosure Lawyers
Are you struggling to make your mortgage payment due to being saddled with a crippling amount of debt? Before losing your home to foreclosure, you owe it to yourself and your family to explore every option for saving your home. For many homeowners, filing for bankruptcy is the most efficient way to stay in their home and get their financial house in order.
Since 1973, people in the Phoenix, Arizona, area have been able to count on Platt & Westby, P.C. for sound legal counsel and skilled bankruptcy representation. Our attorneys never judge our clients, as we know that even good people can find themselves in trouble with debt.
You need to act quickly to save your home from foreclosure. To arrange a free initial consultation with an experienced bankruptcy lawyer, contact us today.
Time Is of the Essence-Contact a Lawyer
A foreclosure generally takes 91 days from the time to the lender formally commences the foreclosure until the sale of the home. If you want to avoid foreclosure, you must hire an attorney and file a Chapter 13 or Chapter 7 bankruptcy before the last day of the foreclosure.
This process takes significant time and effort, making it imperative to contact an attorney at least 30 days before the foreclosure date. Due to the new bankruptcy laws, you must file your tax returns and take credit counseling courses before you can file for bankruptcy. The days of filing on the eve of your foreclosure are over.
Don't settle for working with your lender. Anything your lender may do to help your situation is voluntary and does not provide you with concrete protection. In fact, they may be working on a loan modification at the same time they are pushing for your foreclosure.
To discuss your options with an experienced bankruptcy lawyer, contact our firm today to arrange a free initial consultation.
